Cyber Insurance
For Your Business
A single cyberattack can cost a business thousands of dollars, even millions depending on the size of the company. Cyber insurance protects your organization from the financial fallout of ransomware, data breaches,
regulatory penalties, and operational downtime.
Your Business
Needs Cyber Insurance
Your business operates on data, customer records, financial transactions, employee information and proprietary processes. Remove access to any of these for 48 hours and operations grind to a halt. Ransomware doesn’t discriminate by company size.
Traditional business insurance was designed for tangible losses such as fire or theft. These policies focus on disasters that leave behind physical evidence you can easily photograph. A cyberattack leaves behind encrypted files and a ransom note instead of broken glass or water damage. In the end, you are left with nothing but a complete inability to operate your business.
Why It Makes Sense:
Cyber insurance exists because standard coverage ignores digital risk. It exists for the times when regulators demand to know why customer data sat unencrypted. It exists for the times when forensic teams spend weeks determining what the attackers accessed. It also covers you when legal teams negotiate with criminals who hold your business hostage, or when you need to notify 10,000 customers that their information was compromised. None of these services appear in a traditional business policy.
Find the Right Cyber Insurance
We connect you with trusted insurance vendors who match your business needs and provide the expert support you need to maintain compliance once your policy is in place.
Disclaimer: Certified CIO is not an insurance company or licensed insurance broker. We provide IT services and vendor introductions. All insurance policies are issued by third-party providers.
What's Covered?
Policies vary by provider, but most cyber insurance plans include coverage for:
Policies vary by provider, but most cyber insurance plans include coverage for:
- Customer notification costs after a data breach
- Identity restoration
- Data recovery from compromised systems
- System damage repair for hardware and software affected by an attack
- Ransom payments and extortion demands
- Legal fees and regulatory defense
- Forensic investigation by security experts to identify and remediate the attack.
What's Not Covered?
Most cyber insurance providers exclude claims related to the following:
- Poor Security Practices
- Prior Breaches (Don't know? We can run a scan for you.)
- Human error by employees
- Insider attacks
- Known vulnerabilities
- Technology upgrades: Costs for improving or hardening systems after the fact
Notice the Pattern?
Most exclusions exist because an organization lacked proper security before the incident. Today, insurance carriers don’t just “hope” you’re secure; they require documented proof of cybersecurity training, monitoring, and hardened practices as a condition of your coverage.
Where Certified CIO Fits In
We aren’t an insurance company.
We’re the IT partner that makes sure you’re actually insurable.
Getting covered today isn’t just about filling out a form; it’s about ensuring you have the right defenses in place. Without 24/7 monitoring, endpoint protection, and regular audits, carriers will either hike your premiums or deny you outright.
That’s where we come in. We build the security infrastructure that providers expect to see. We handle the ongoing monitoring and keep your compliance paperwork ready to go. We’ll even help you find the right vendor so you can stop worrying about the “what ifs” and get back to work.
Your Cyber Insurance
Questions Answered.
Fill out the form below, and a member of our team will reach out to discuss your cyber insurance needs. No pressure, no obligation.
Disclaimer: Certified CIO is not an insurance company or licensed insurance broker. We provide IT services and vendor introductions. All insurance policies are issued by third-party providers.
Three Steps to Secure
Cyber Insurance
Assess Your Cyber Readiness
Work with our qualified IT services team to run a full security audit. This assessment identifies gaps in your current defenses and gives you a clear picture of where your organization stands. Insurance carriers want to see this documentation before they write a policy.
Strengthen Your Defenses
Based on your assessment, we'll put the right protections in place: anti-malware tools, endpoint security, network monitoring, employee awareness training, and documented incident response plans. These are the security controls insurance providers look for when evaluating your application.
Apply for Coverage
With a completed audit and verified security measures in place, you’re positioned to qualify for cyber insurance. We will connect you with trusted insurance vendors who specialize in cyber coverage for businesses like yours.
Pennsylvania Office
1157 Eichelberger St, Ste. 10
Hanover, PA 17331
717-340-6000
Maryland Office
28 E Susquehanna Ave.
Towson, MD 21286
443-283-0666
North Carolina Office
New Bern, NC 28560
252-631-9001